India has witnessed meteoric growth in the field of FinTech innovation. Banking and financial institutions have wholeheartedly embraced technology and contributed to the broader mission of ‘digital India’. Technological innovation has transformed the entire payment system landscape in the last decade and various FinTech solutions including digital wallets, lending platforms, EMI solutions, neo-banking and scan & pay have ensured mass adoption of digital payments in the country. The Indian regulatory framework in this area is comprehensive, robust and dynamic. The Reserve bank of India proactively and regularly passes relevant circulars or updates circulars/notifications/guidelines to regulate varying aspects of the sector including digital banking, digital lending, pre-paid instruments, digital wallets, payment aggregation, foreign direct investment (FDI) and overseas direct investment.
OUR SERVICES RELATING TO FINTECH LAW INCLUDE
- Regulatory licence/registration for Banking, NBFC, PPI, Payment System & settlement services, digital wallets and Alternative Investment Funds (AIF)
- Advisory and review of the project / product / business plan
- FEMA Advisory and Compliance
- FDI and restructuring
- Funding and Investment
- Overseas Direct investment advisory services
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